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  • Paytoo

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    With PayToo Direct you'll finally have instant access to your paycheck without traditional banks or check-cashing fees. Need to send funds quickly to a loved one? Forget waiting 3-5 business days. Send cash from anywhere in the world instantly with PayToo. Have a loved one with a prepaid phone? Now you can top-up phones in over 85 countries with the push of a button. Don't bother waiting in line or dealing with credit card fees. Once you've set up Bill Pay at PayToo, staying up-to-date on your payments. Sign up for PayToo Deals and enjoy access to discounts of up to 50% off with over 300,000 merchants. All it takes is 30 seconds to create a quick virtual credit card with a predetermined limit - perfect for gift cards